Disclaimer and Privacy Statement

Privacy Policy

BobStewart.com PMA understands that your privacy is important to you. We are committed to protecting the privacy of your personally-identifiable information (“personal information”) as you use this website (the “Website” or “Site”). This Privacy Policy describes how we protect and use the information that we gather from you. By using this Website, you consent to the terms described in this Privacy Policy. You should also read our Terms of Use to understand the general rules about your use of this Website, and any additional terms that may apply when you access particular services or materials on certain areas of this Website.

“We,” “our” means BobStewart.com PMA and its affiliates. “You,” “your,” “visitor,” or “user” means the individual accessing this Site.

PERSONAL AND NON-PERSONAL INFORMATION

Our Privacy Policy identifies how we treat both personal and non-personal information.

WHAT INFORMATION DO WE COLLECT?

Non-Personal Information:

Non-personal information is information that cannot identify you as an individual. For example, if you visit this Website simply to read information about our products or services, we may collect certain non-personal information from your computer’s web browser, such as the type of browser you are using, your IP address, or the domain name of the Website from which you linked to us. Because non-personal information cannot identify you, there are no restrictions on the ways that we can use or share non-personal information.

Personal Information:

Personal information is information that identifies you as an individual, such as your name, mailing address, e-mail address, telephone number, fax number, usernames, or payment information. The personal information that we collect depends on the context of your interactions with us and the Website, the choices you make, and the products and features you use. Personal information that you provide must be true, complete, and accurate, and you must notify us of any changes.

We may collect personal information from you in various ways, including but not limited to:

When you send us an application or other form.When you conduct a transaction with us, our affiliates, or third parties.When we collect information to support a transaction (e.g., credit card information).When you register on the Website, request information, purchase products or services, or participate in activities.

Social Media Login Data:

We may provide you with the option to register or log in using your social media account details (e.g., Facebook, Twitter). If you choose to do so, we will collect information from the social media provider as described in the “HOW DO WE HANDLE YOUR SOCIAL LOGINS?” section.

Payment Data:

We may collect data necessary to process your payment if you make purchases, such as credit card numbers or other payment instrument details. Payment transactions may be processed by third-party payment processors, such as Stripe. We encourage you to review the payment processor’s privacy policies for more information.

WHAT IS NON-PERSONAL INFORMATION AND HOW IS IT COLLECTED AND USED?

As described above, non-personal information may be collected automatically through your web browser or other passive means. Because non-personal information cannot identify you, we may use or share it without restriction, for example to track usage trends, improve our Website, or for research and analytical purposes.

HOW DO WE USE PERSONAL INFORMATION?

We may keep and use personal information we collect from or about you for the following purposes:

To provide access and services: To give you access to our Website, products, or services, and to facilitate transactions you have requested.Account creation and logon: To facilitate account creation and logon processes, including when you register using third-party social media accounts.To respond to requests: To answer your questions and provide customer support.To fulfill and manage orders: To process payments, returns, or exchanges and provide ongoing service and support.To send administrative or service-related information: To keep you informed about changes to our terms, conditions, and policies, or to notify you about updates to our products, services, or features.To send marketing and promotional communications: With your consent or in accordance with your preferences, we may send you marketing messages about products or services we think may interest you. You can opt out of marketing emails at any time.To request feedback and manage user-to-user communications: To request your feedback about your experience or to facilitate communications between users.To protect our services: For fraud monitoring, security, or to comply with legal obligations.To enforce our terms and legal obligations: To ensure our terms and conditions are respected and to comply with applicable laws or regulations.To respond to legal requests and prevent harm: If we receive a subpoena or other legal request, we may need to review the data we hold to determine how to respond.To post testimonials: With your consent, we may post testimonials that contain personal information. If you want to update or delete a testimonial, please contact us at [email protected] business purposes: Such as data analysis, identifying usage trends, determining the effectiveness of promotions, or improving our products and your experience. We may use and store this information in aggregated and anonymized form.

HOW LONG DO WE KEEP YOUR INFORMATION?

We will keep your personal information only for as long as is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law. When we have no ongoing legitimate business need, we will either delete or anonymize your personal information. If deletion is not possible (e.g., stored in backup archives), we will securely store it and isolate it from any further processing until deletion is possible.

ARE COOKIES OR OTHER TECHNOLOGIES USED TO COLLECT PERSONAL INFORMATION?

Yes. We may use cookies, web beacons, and related technologies to collect information. Cookies are small text files placed on your hard drive by a web server. Cookies help us recognize you on subsequent visits and may simplify the process of recording your personal information. Web beacons allow us to monitor how users navigate the Website and whether emails we send are opened or acted upon.

Third-party vendors may also use cookies or web beacons on our Website for analytics, advertising, or other services. This Privacy Policy does not cover the use of those technologies by third parties. You have the ability to accept or decline cookies through your browser settings; however, declining cookies may limit your ability to fully experience our interactive features.

HOW DO WE HANDLE YOUR SOCIAL LOGINS?

If you register or log in using a social media account, we may have access to certain information from that provider, such as your name, email address, and profile picture, depending on the platform’s privacy settings. We use this information as described in this Privacy Policy. We do not control and are not responsible for how third-party social media providers use your personal information. Please review their privacy policies for more information.

DO WE USE PERSONAL INFORMATION FOR COMMUNICATIONS?

We may contact you by e-mail, mail, or telephone to provide information about programs, products, services, or content that may be of interest to you. If you use an online form to communicate with us, we may respond by email including your personal information. We cannot guarantee that our emails are secure from unauthorized interception.

DOES BobStewart.com PMA SHARE PERSONAL INFORMATION WITH OTHERS?

We will not share your personal information with unrelated third parties without your permission, except as otherwise provided in this Privacy Policy. We may share personal information with third parties we hire to perform services on our behalf, such as payment processing or hosting, provided they only use the information for the services requested.

We may also share personal information as required by law, in a corporate transaction (e.g., merger or sale), or as necessary to protect our rights or the health, safety, or welfare of others. If you interact with third-party advertisers or services linked from our Website, please review their privacy policies.

HOW IS PERSONAL INFORMATION SECURED?

We have implemented generally accepted standards of technology and operational security to protect personally-identifiable information from loss, misuse, alteration, or destruction. Only authorized personnel and vendors have access to your personal information and must treat it as confidential. However, no electronic transmission or storage method is 100% secure, and we cannot guarantee absolute security.

DO WE COLLECT INFORMATION FROM MINORS?

BobStewart.com PMA does not knowingly collect any personal information from children under the age of 13. If you believe we have collected personal information from a child under 13, please contact us. We will take steps to delete such information as soon as possible.

We also do not knowingly solicit data from or market to individuals under 18 years of age. By using the Website, you represent that you are at least 18 or the parent or guardian of a minor using the Website with your consent. If we learn that we collected personal information from an individual under 18 without proper authorization, we will deactivate the account and delete the data as soon as possible.

HOW CAN A USER ACCESS, CHANGE, AND/OR DELETE PERSONAL INFORMATION?

You may access, correct, update, or delete any personally-identifiable information that you have provided by following the instructions on the page of the Website where you registered or by contacting us at [email protected]. You may also unsubscribe from marketing communications at any time by clicking the “unsubscribe” link in our emails or contacting us directly.

If you request account termination, we will deactivate or delete your account and associated information from our active databases, but may retain certain information as required by law or to prevent fraud, troubleshoot problems, enforce terms, or comply with legal obligations.

WHAT ARE YOUR PRIVACY RIGHTS?

Depending on your jurisdiction, you may have certain rights regarding your personal information, such as the right to request access, correction, deletion, or restriction of processing. If you are a resident of the European Economic Area (EEA), the UK, or Switzerland, you may have the right to complain to your local data protection authority.

To exercise your rights or to request more information, please contact us at [email protected].

COOKIES AND DO-NOT-TRACK FEATURES

Most web browsers are set to accept cookies by default. You can remove or reject cookies in your browser settings. Note that we do not currently respond to “Do Not Track” (DNT) signals because there is no uniform technology standard for recognizing and implementing such signals.

THIRD-PARTY LINKS AND PUBLIC DISCUSSIONS

Our Website may contain links to other sites. BobStewart.com PMA is not responsible for the privacy practices or content of such sites. Please review the privacy policies of these sites before using them.

Information you post in public forums on our Site will become public. Do not post sensitive information. We are not responsible for how third parties use information disclosed in public forums.

INTERNATIONAL USERS

If you are accessing the Website from outside the jurisdiction in which we operate, please note that your information may be transferred and stored in countries with different data protection laws. By using the Website, you consent to such transfers.

CHANGES TO THIS PRIVACY POLICY

BobStewart.com PMA reserves the right to modify this Privacy Policy at any time. Any changes will be posted on this page, and if we make material changes, we may notify you by email or by a notice on our homepage. Your continued use of the Website after we post changes indicates your acceptance of those changes.

CONTACT INFORMATION

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us at:

Bob Stewart

[email protected]

https://BobStewart.com

We are committed to understanding and addressing any concerns you may have. Please reach out if you need assistance or clarification on any of our policies.

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